Commercial Insurance Premium Financing

As one of the nation’s largest privately held insurance premium finance companies, Chelsea specializes in creating custom-tailored lending programs for commercial property and casualty insurance agents. We provide our affiliated agents with the tools to maximize their revenue and optimize their client’s cash flow by providing straightforward financing at competitive rates.Since we are independently owned and operated our business is not riddled with the usual red tape associated with most corporate bureaucracies. In turn, we make signing up and financing with us easy. In just a few simple steps we setup our agents with secured access to our state-of-the-art, encrypted web-based computer system to create and monitor their own financing agreements.

Chelsea understands that our agents are busy dealing with clients who don’t have time to waste. Hence, providing world-class customer service is our top priority. We strive to answer every single request within minutes. From open to close, each day, Chelsea is staffed with an all-star team to address and quickly respond to any request, issue, or question.

Our employees are among the most dedicated, knowledgeable, and experienced professionals in the insurance premium finance industry. We work closely with our agents to provide unparalleled guidance, support, and service around the clock, regardless of which part of the country you are in.



Commissions for Agents

Chelsea is with you every step of the way. During each stage of the process you can count on having a dedicated team of experts by your side. Our team takes the time to get to know you and your business in order to customize a lending program that will suit your specific needs and business goals.

One of the ways we have set ourselves apart from the competition is by delivering stellar service. We take great pride when it comes to providing our clients with the highest possible customer service. We continually strive to make each and every interaction friendly and pleasant and are always coming up with new ways to better serve you. Our success is measured by how well we serve our clients.

Chelsea develops customized incentive programs for agents to provide multiple financing options to their clients. Together with our groundbreaking technology and world-class customer service we continue to set ourselves apart from the competition. Financing your insurance premiums with Chelsea offers outstanding benefits.


Opportunities for Agents and Entrepreneurs

Chelsea provides every agent with secure access to our state-of-the-art software where they can create their own insurance premium finance quotes and agreements in just a few simple steps. We even offer integration with your own agency management systems, including those produced by Vertafore and Applied. Our Information Technology team can even accommodate custom integrations in certain situations.

Chelsea enables agents to actively manage their clients’ accounts online. Examples of the specific capabilities that are available include:

  • Make payments on behalf of the client
  • Policy number and notification updates
  • Real-time reporting capabilities
  • Print invoices and other notices
  • Verify funding details
  • Mobile access

We are continuously investing in our technology so we will periodically introduce new features, which is why we encourage our agents to provide feedback about what changes would make their lives easier and more profitable.

Call us today to find out more about our services. Our customer service representatives are here to help!

Insurance Premium Financing Across the Spectrum

As the nation’s pioneering leader in premium finance solutions, we cater to large and small agencies, and finance any dollar amount. Whether the client is a multinational enterprise or a mom-and-pop we make it easy to finance all your property and casualty insurance premiums. We are there from start to finish, from application to agreement, from funding to servicing. We work with every agent on an individual basis to create a custom-tailored program that will meet your specific needs and business goals. Contact us today and see how we can help you.